Dear Sirs and Madams,

As General manager of KDB Bank Shanghai Branch, I would like to express my deep appreciation for your continued interest in and support of KDB Bank.

I would like to thank you sincerely for your continued confidence and trust in KDB Bank.

Since the opening of the branch in 1996, following the establishment of diplomatic relationships between Korea and China, KDB Bank’s Shanghai branch has been providing advanced and differentiated total banking solutions for Korea-based companies in China, By drawing KDB Bank's wide range of capabilities.

KDB Bank Shanghai branch will combine the Bank’s corporate finance know-how built up over the past 69 years with the know-how accumulated over 26 years in Shanghai, China. In this way, the branch seeks to cut through the jungle of competition in the financial market so as to grow together with the Korea-based companies in China. Profits deriving from this intense competition will be delivered to Korean residents in China, so the bank serves as a pioneer for Korean banking services.

Your constant support and confidence is highly appreciated.

Thank you.

Choi Dong Mook