Provision of various consulting services for corporate finance in connection with the KDB Bank headquarters or subsidiary companies of the KDB Financial Group, which includes Initial Public Offerings (IPOs) of companies in the Korean or Chinese market, Chinese market research for companies that want to do business in ChinaInformation about Corporate Lending Procedure
Loan consulting, Borrowing request → Review → Approval → Contract → Loan payment
A business plan and other documents for introducing the company shall be prepared for consultation with the branch.
The branch will perform a preliminary review of loan eligibility, credit standing, and the business plan. Then, a review on loans of USD 5 million or less will be requested to the branch committee, and a review on loans of USD 5 million or more to headquarters.
A feasibility study, technical analysis, and the likelihood of repayment will be reviewed. Then, approval or rejection of the loan request will be determined and notified in accordance with a predetermined procedure.
The contract for the loan will be made with the customer in accordance with the conditions of approval.
Facility fund loans will be paid in accordance with construction progress, and operating loans will be paid in accordance with relevant laws and regulations in China.